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About ATM |
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By the fact that you are visiting this site, we assume you want to know it all about ATM services, offered by the different banks in India. But let us start with the very basic. Do you know what ATM stands for? No, it is not 'Any Time Money', though that box does serve you to that end. ATM stands for Automated Teller Machine, the electronic service offered by most banks, which enables its customers to withdraw money any time of the day and year. The hue and cry about ATM is not for nothing. It has revolutionized the very meaning of banking in India. Gone are the days when you had to stand in long queues, with token in hand, for withdrawing cash from the bank or the days of long and frustrating waiting period for depositing checks.
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Gone was the day when you had to hear the snarls of bank officials, even when you humbly request for a deposit/withdrawal slip. Today, the balance has tilted much towards the customers, with customer relationship being one of the major priority areas of the banks. The ATM services are an added customer retention tool, being used by almost all the banks of India.
Before you go looking about ATM branches in your city, do go through this site. The objective of this site on ATM services is not only to make you aware of how they work, but also to bring forth the ATM branches in some of the major cities of India. ATM services are the bank facility which enables the customers to withdraw money any time of the day from one of the ATM branches of the respective banks. All that the customers need for the same is a plastic card which needs to be inserted into the ATM, upon which you are asked for a pin or a password. This password is issued at first by the bank and customers can change the pin according to their convenience after the first transaction. The set of instructions are specific for each bank and the latter even provide a free demo on opening the first account.
However, do be careful about ATM service as well, especially while you are withdrawing money from the branch. Do not share the password with any other person. In case of loss or damage of card, do inform the branch office of your bank immediately. ATM cards are reissued by most banks after a charge of a nominal fee. But the benefits of ATM services sure surpass the precautions. In fact, research about ATM services have shown that withdrawal is not the only popular banking function. Viewing account balance, depositing checks and transferring cash between two accounts are also the other popular banking functions in most of the ATM branches.
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