| |
| Home » ATM Counters in India |
| |
ATM Counters in India |
|
|
One of the newest phenomenon is the upsurge of ATM counters in India, especially in the metropolitan cities and towns. Most of the ATM counters in India are placed not only right next to the respective banks, but also in almost every market place, residential colonies, streets and shopping malls, among others. Be it UTI, ICICI, Allahabad Bank, Standard Chartered India or HDFC Bank, the ATM branches are one of the most convenient spots for banking. While most individuals use these branches for withdrawal of money, there are other banking facilities available on the branches as well.
|
Some of these include depositing cash and checks, view account balance, request for new check books and additional statements, transfer funds to any other account linked to the debit card, post a cheque status inquiry or stop payment, pay bills and make online payments and send queries related to Term deposits and Loan Accounts. This multi-functional, round the clock access to the banking services has made the ATM counters in India one of the most convenient features of banks in India.
While most of the leading banks in India have ATM counters in India, there has been another growing trend in the country. The ATM revolution, if it can be so called, has reached even the smaller towns and cities. With the advent of e-banking, the facilities offered at ATM counters are being availed even by people from the nearby villages, including farmers and small businessmen. Another facility offered by some of the banks in India is offering Debit Cards which can be used in several ATM counters in India, irrespective of the bank. Thus, cash can be withdrawn by using say the MasterCard in the ABN Amro ATM counter. This has made it even more convenient for the international traveler, who is in dire need of cash in a foreign country.
ATM facilities are open to customers from any ATM counters in India of the same bank. Thus, gone are the days when a person had to carry large sum of money while traveling. Today, most of the banks have set a limit on the amount of money that can be withdrawn from the ATM machine. While ABN Amro allows a total amount of Rs.50,000/ on a particular day at one time, the UTI Bank offers a maximum draw of Rs.20,000/. Today, most of the banks have ATM branches all across India, with some offering more facilities than others. Each bank has its own rules and regulations, terms and conditions that the customer must go through well.
For more information on specific details available for the branch locations and other details, log on to www.indiaatms.com.
|
|
